Pro Tips for Planning Your Travel

Take these tips from our own Patti Kirkpatrick, USI VIP Travel Insurance Specialist and seasoned traveler herself. 

When I plan a trip, whether personal or professional, I keep a few rules in mind:

  • Most often, the best airfares are available for purchase, 4-8 months in advance. In the past, I would suggest buying airline tickets as soon as space becomes available (310 days in advance) but that is no longer always the best option.

(Of course, that doesn’t apply if you are visiting a destination during a major event, like the Super Bowl or Mardi Gras.)

  • Tuesdays and Wednesdays are usually the least expensive days of the week to travel.
  • Be careful of the new “Basic Economy” fares. They may look “cheap” but you cannot get a seat assignment, travel with a carry-on bag, get frequent flyer miles, and are restricted from making changes. If you are willing to take these restrictions … go for it!
  • If you are traveling internationally, take a photo of the endorsement page of your passport. Send one copy to a friend or family member who is not traveling with you. Keep the additional copy on your phone, in case your passport is lost or stolen on your trip. It will be a lot easier to have it replaced if you have all of the information at your fingertips.
  • Keep a copy of your credit card account numbers and the issuing banks with you – in a separate location than the cards, themselves. If possible, give that list to the same person that you are giving your passport information.
  • Purchase a travel insurance policy to cover the “just in case” possibilities that can always arise. We offer a variety of plans for different budgets and different needs – some more focused on the medical coverage for international travel and some that offer comprehensive trip protection for both international and domestic trips. Contact us to learn which plan is best for you: 1-800-937-1387 or info@travelinsure.com.

Where it began, where it continues: 242 Years of Celebrating July 4th in Philadelphia

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On July 4th 242 years ago, a room full of delegates and appointed officials signed into being a new nation built on ideals now nearly synonymous with the American way of life.  On that day, there was no certainty that the United States would win their battle against England but there was trepidation, determination, and courage. Little did the Founding Fathers know what they would create with their signatures when they signed into being the Declaration of Independence. This Wednesday marks July 4th- an annual holiday commemorating the birth of America and celebrating the American people. 

Where history began and where it continues

In 1682, nearly one hundred years before the historic signing of the Declaration of Independence in Philadelphia’s Independence Hall, William Penn arrived seeking to settle a land of religious tolerance for himself and his fellow Quakers. This vision was realized through the formation of his namesake Pennsylvania and, within it, Philadelphia- a name combining the Greek words phileo – meaning ‘love’- and adelphos- meaning ‘brother’- which has led to its famous nickname as “the city of brotherly love.”1

Today, Philadelphia still holds its place as a major American city. It is both a modernized tourist attraction and a glimpse into its history as the birthplace of the United States of America. Being that USI Affinity’s headquarters is located in this remarkable city, we are presenting you with a list of five (out of the many) must see locations in Philadelphia for the 4th of July.

Top five places to visit in Philadelphia

1. Christ Church

Nestled among the busy streets of Philadelphia’s Old City, the tower and steeple of stand tall against the backdrop of high-rise office buildings and skyscrapers. An anachronism serving as a bastion for American history, Christ Church was Founded in 1695 as the first parish of the Church of England in Pennsylvania2.

Once the tallest building in America until 1856, the current structure was erected in 1744 with its steeple and tower added in 1754 with funds collected by famous parishioner Benjamin Franklin2. It was in this church that many important figures in American history- such as William Penn, Benjamin Franklin and George Washington- met and worshiped. This common gathering space played a crucial role in the Revolutionary era as it not only served as a common ground for these American figureheads but it also welcomed the Continental Congress, hosted President George Washington and other legislators during national days of prayer, and symbolized the new nation’s break from the Church of England. According to the church’s website, it was in Christ Church that “the Protestant Episcopal Church in the United States was created from the ashes of the Church of England.”3

Today, approximately 250,000 visitors each year come to see the historic church and its burial ground, wherein seven signers of the Declaration of Independence and five signers of the Constitution are buried. It is open for tours and also serves as an active Episcopal Church with weekly services. 3

Fun Fact: Christ Church is where the American Episcopal Church was formed.

2. The Museum of the American Revolution

The Museum of the American Revolution has recently been opened in the city that the war for independence began- Philadelphia. The new 118,000 square foot museum not only showcases its collection of artifacts from the Revolutionary War and the Revolutionary Period, but immerses visitors into the historic time period.4

The museum has thirty-one audiovisual experiences, twenty life-like figures and ten theaters among its hundreds of artifacts4. In addition to highlighting the stories of the Founding Fathers and Revolutionary War soldiers, the museum provides an “inclusive picture of the American Revolution that is often overlooked by other institutions” 4 by including stories from both enslaved and free Africans, Native Americans, and women.

For more information about the museum, click here.

Fun Fact: According to the Museum of the American Revolution’s website, one of the most “anticipated pieces in the museum is General Washington’s Headquarters Tent, an iconic piece of history where President George Washington slept and made world-changing decisions.“4

3. The Delaware River Waterfront- Penn’s Landing

In 1682, visionary William Penn first docked on the shores of what would become the foundation of his place in American history- Pennsylvania.1 Today, Penn’s arrival in what would become his namesake state is celebrated through Penn’s Landing, a stretch of the Pennsylvania bank along the Delaware River Waterfront. Despite its name, the Penn’s Landing that exists today as a popular tourist attraction is not exactly where Penn landed or made the infamous treaty with the Lenape Indians granting him the land that is now Pennsylvania. That location is actually several miles north of Penn’s Landing. Regardless, Penn’s Landing blends in with the historic district of Philadelphia along the edge of Old City. It hosts numerous concerts and events all throughout the year- including movie screenings, open air concerts, ice skating and fireworks for the 4th of July.5

Fun Fact: Today, a historic marker commemorates the real spot where Penn first set foot on what would become Pennsylvania soil, located in Chester, PA

4. The Philadelphia Museum of Art (and the Rocky Statue)

Hailed as the third-largest art museum in the nation, the Philadelphia Museum of Art is located at the end of the Benjamin Franklin Parkway in central Philadelphia and overlooks the Delaware River. Founded in 1876 as a museum for decorative arts located in Memorial Hall, the Philadelphia Museum of Art was relocated in 1928 to its current Greek-inspired building6. Today, the museum features a wide variety of Renaissance, American, Impressionist, and Modern art.6

In connection with the famed museum is another celebrated Philadelphia must-see attraction. At the bottom of the stairs leading to the East Entrance of the museum is the famous Rocky Statue. This bronze statue was created in the likeness of actor Sylvester Stalone’s character Rocky Balboa for the filming of Rocky III. Stalone donated the statue to the city of Philadelphia where the movie took place and it has become a popular tourist attraction.7

Fun Fact: The stairs leading to the East Entrance of the Philadelphia Museum of Art are well known as the “The Rocky Steps”, an attraction that, like the Rocky Statue, was made famous by the Rocky movies. The steps have even been declared as the second most famous movie filming location in the entire world.7

5. Independence National Historic Park

What better way to celebrate the birth of a nation than at the very place the Founding Fathers signed the country into being? Philadelphia’s Independence National Historic Park is widely known as the “birthplace of American democracy”.8 Its grounds see approximately 4.3 million visitors per year and host multiple historic treasures, such as Independence Hall wherein the Declaration of Independence, the Articles of the Confederation and the U.S. Constitution were signed.

Originally erected as the State House of the Province of Pennsylvania in 1732 until 1756, Independence Hall hosted “historical milestones” including meetings of the Second Continental Congress from 1775 to 1783, the ascension of George Washington in 1775 as the Commander in Chief of the Continental Army.8 With its time as an operational hub for legislative action long since passed, Independence Hall now serves as a historic monument and is open regularly for guided tours.

Outside of Independence Hall, the Independence National Historic Park includes the popular Liberty Bell Center, the First Bank of the United States, Franklin Court, National Constitution Center, and Independence Visitor Center among others. The park in it’s entirely, as does each of the historic sites that it is comprised of, preserves the foundation upon which the United States was built. For more information about the park, click here.

Fun Fact: Now the largest city in Pennsylvania, Philadelphia served as the nation’s capital from 1790 until a permanent capital was established in Washington, D.C., in 1800.1

Ready to see American history unfold before your eyes on your next travel excursion? Contact Travel Insurance Services for all of your travel insurance needs by clicking here or calling 1-800-937-1387. 

 

References:

  1. History.com Staff. (2009). Pennsylvania. Retrieved June 27, 2017, from http://www.history.com/topics/us-states/pennsylvania
  2. Christ Church. (2016, August 09). Retrieved June 21, 2017, from http://www.visitphilly.com/history/philadelphia/christ-church/
  3. Church History and Those Who Attended. (n.d.). Retrieved June 23, 2017, from http://www.christchurchphila.org/Historic-Christ-Church/Church/Church-History-and-Those-Who-Attended/86/
  4. Museum of the American Revolution. (2017, May 24). Retrieved June 23, 2017, from http://www.visitphilly.com/museums-attractions/philadelphia/museum-of-the-american-revolution/
  5. Penn's Landing. (2016, August 16). Retrieved June 21, 2017, from http://www.visitphilly.com/outdoor-activities/philadelphia/penns-landing/
  6. Philadelphia Museum of Art — visitphilly.com. (2017, March 28). Retrieved June 24, 2017, from http://www.visitphilly.com/museums-attractions/philadelphia/philadelphia-museum-of-art/
  7. The Rocky Statue And The Rocky Steps. (2017, June 15). Retrieved June 24, 2017, from http://www.visitphilly.com/museums-attractions/philadelphia/the-rocky-statue-and-the-rocky-steps/
  8. Independence National Historical Park. (2016, June 13). Retrieved June 25, 2017, from http://www.visitphilly.com/museums-attractions/philadelphia/independence-national-historical-park/

Trip-Planning Advice for New Travelers


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Take these tips from our own Patti Kirkpatrick, USI VIP Travel Insurance Specialist, seasoned travel professional and experienced traveler herself. Check out her Travel Insurance Services Staff Spotlight here.

 As an avid traveler myself, my best advice for new travelers would be:

  • Set a realistic budget. It’s easy to get carried away when planning, but set a final number and stick to it. There are so many options today to meet any budget.
  • Research the destination that you want to visit. Develop a list of a few must-see sites and must-do activities, then keep an additional list of some other options that you can take with you for inspiration.
  • If it’s a complex trip, or you feel overwhelmed by all the information on the web, work with a travel advisor/travel agent. (I prefer the title “travel advisor” because we do much more than just sell a trip). We can tell you about the destination that you are visiting (especially unique facts that you may not be able to find on your own). Often, we can find better prices or additional amenities. Most important of all, is that we “have your back” should anything go wrong.
  • Of course, I strongly recommend that you purchase travel insurance. It’s seldom a question of whether you should purchase insurance – it’s more often a question of what type. It’s not always the best option to buy according to the price of the policy.

All the policies we sell include medical insurance for while you are traveling. If you are traveling domestically, we can offer you a policy that has less medical coverage because your own (home-based) health insurance will provide primary coverage. With less medical coverage, the price of your policy will be less. Conversely, if you are traveling some place “exotic” or “off the beaten path,” I recommend one of the more comprehensive policies. Medical treatments and/or medical evacuation from remote destinations can be very expensive.” 

 

To learn more about Travel Insurance Services and the many protection options we offer for domestic and international travel, contact us at 1-800-937-1387 or visit our website.


Travel Insurance Services Staff Spotlight: Patti Kirkpatrick
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Travel Insurance Services is more than a set of select travel insurance products. We take pride in having experienced world travelers working with us to guide our customers through choosing the perfect coverage options for them. We sat down with our very own Patti Kirkpatrick, USI VIP Travel Insurance Specialist, to hear about her experience in the travel industry as well as her passion for a jet set lifestyle.

  • Tell us a little about yourself and your experience in the travel industry.

“I primarily assist people traveling on National Geographic Private Jet trips and their Expeditions as well as people traveling with Academic Arrangements Abroad.  I’ve been in the travel industry for 35 years, the last two of them selling travel insurance as well as being a travel advisor.”

  • Where have you yourself traveled?

“One of the biggest blessings of working in the travel industry has been my opportunity to see the world. I love to brag that I’ve been to every continent except Antarctica. (It’s still on my bucket list!) My most recent trip was to the Galapagos Islands off the coast of Ecuador!”

  • Any unique/interesting/favorite stories from your travels?

“When visiting Rome a few years ago, I reserved a tour of the Vatican Museums and the Sistine Chapel before it opened to the public. It was a thrill of a lifetime for someone who went through 12 years of Catholic schools and who studied Italian Renaissance Art in college.  I felt as giddy as a school girl when I walked into the Vatican immediately on the footsteps of the Swiss Guard as he opened the doors for the day.  Just thinking about it again brings a big smile to my face and raises the hair on the back of my neck.”

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What’s your favorite travel story? Create new stories on your next vacation, but don’t forget to pack your travel insurance! Learn more about our products at www.travelinsure.com.


What You Need to Know to Study in the U.S. 6a01347fc1cb08970c015390c6a082970b-200wi

Are you planning to study in the U.S. from another country? We’ve compiled some helpful resources and tips below.

Visa Information for Students Coming to the U.S.

In order to study in the U.S., you’ll need to apply for a visa. There are several types of visas depending on what type of school you’ll be attending and if you have a sponsor. Learn about the different types of visas, and select the right one for you.

Making It Happen: Preparing for Your Study Abroad Experience

Before you embark on your journey, you’ll want to do your research and prepare as much as possible for your move. Visit the U.S. State Department website and learn about Your 5 Steps to U.S. Study. You can also learn on this site how to get ready for your trip.

Health Coverage for International Students

Once you select a school and secure your visa, you will have to consider how you will be covered for health insurance, as healthcare in the U.S. can be very expensive. Some schools and universities in the U.S. mandate that you take their health coverage. Others, however, allow you to select your own plan.

If you're looking for a trusted student health insurance plan that meets the requirements for most U.S. schools, check out Study USA-HealthCare, offering four plan levels to meet the diverse needs of international students. Thousands of international students across the U.S. rely on Study USA-HealthCare from Travel Insurance Services to provide coverage during their studies. You can enroll online and receive your waiver forms the next day.

Enroll now or call 1-800-937-1387 for more information.

(Are you a U.S. student planning to study abroad? Study USA-HealthCare is for you, too! Learn about the plan and benefits, and secure your health insurance today.)