Travel Insurance and the State Department Worldwide Alert

Following recent events in the Middle East, the State Department issued a Worldwide Travel Alert on Monday. It warns all U.S. citizens of “the enhanced potential for anti-American violence given recent counter-terrorism activity in Pakistan” and urges those in affected areas to "limit their travel outside of their homes and hotels and avoid mass gatherings and demonstrations.” Read the full alert.

Travelers looking for travel insurance with Terrorism coverage can purchase Travel Insurance Select Plus or, in most states, Travel Insurance Select Elite. The policy covers “a Terrorist incident occurring within 30 days of your arrival in a city on your trip’s itinerary.” The Elite option also includes Cancel for Any Reason (CFAR) coverage, which allows travelers to cancel their trip for any reason - including fear of traveling to a politically unstable area - and receive up to 75% of their insured trip cost. (To receive the CFAR benefit, insurance must be purchased within 21 days of initial trip deposit and the trip must be cancelled at least two days prior to departure.)

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