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Suitcase2Whether it’s your vacation, your luggage, or your health, travel insurance has and is continuing to be a key item for smart travelers. Have you ever spent your travel day waiting for your luggage?

Losing luggage is certainly not a situation that anyone wants to be in. Especially, if you have meaningful items in your bag, or items that cost a pretty penny. You may have the mindset of “that won’t happen to me, my luggage has never been lost!” Travel Insurance Services advises you to think again, because unfortunately, it can happen.

Anytime you are traveling with items of value to you, the items should be insured. Many times, people are unaware that cruise lines and hotels offer little to no coverage for lost, stolen, or damaged baggage. Most airlines provide only limited protection for checked baggage as well, and do not cover your carry on items.

According to the U.S. Travel Insurance Association, a recent survey showed that people are more likely to buy travel insurance when there are more factors out of their control, such as traveling overseas and needing multiple pieces of luggage. If you have the common mindset of so many others who think they could never lose their luggage, you should begin to view those “what if” traveling circumstances a little different than before. Travel Insurance Services can help mitigate these common travel hiccups, such as losing your luggage. Consider a Travel Insurance Select plan today!

Delay“Attention in the terminal, Gate B8, your flight is now delayed by 1 hour.” “I just spent my Travel Day waiting hours for my flight, only to learn it was cancelled!” Does that sound familiar? You made the reservation months ago with anticipation of arriving at the airport to depart on time. Unfortunately, even the most well thought out and planned trips can be interrupted by circumstances that you can’t control. This is a common travel problem that I’m sure most people have experienced, and if you haven’t, there’s a first for everything. So, what can you do when your travel day is de-railed?

 First off, don’t allow the mad dash and scramble to the customer service counter alarm you. I know it’s easier said than done, but if your flight is cancelled, take a deep breath and make logical decisions to continue on with your trip. It’s important to reschedule your flight as quickly as possible by calling the airline.

If you experience a trip interruption, it’s important to understand the difference between an interruption and cancellation. A trip interruption that slows down travel plans causing you to miss a large portion and or significant amount of your trip is indeed, considered a trip interruption, not a cancellation. A trip cancellation is defined by absolutely no portion of the trip being taken.

Travel Insurance Select provides coverage for both trip interruption and trip cancellation cases. Coverage for trip interruption can recover up to 150% of your trip costs depending on the coverage level you select. Trip cancellation coverage reimburses up to 100% of the pre-paid expenses toward  your trip.

Is your investment covered? Travel Insurance Services provides excellent coverage with a broad range of benefits to help protect your precious memories while traveling. Life is unpredictable. Protect your investment and travel smart with Travel Insurance Select.