Pre-Existing Conditions Exclusion Waiver:
How Do I Become Eligible for One?

image from www.illinoisobserver.netTravel insurance provides benefits to help protect your travel investment, whether it’s compensating for lost time, luggage, or the inability to attend the trip due to an unforeseen emergency.  Many travel insurance policies include a pre-existing conditions exclusion. If you have a chronic health condition, this could impact your travel plans and potentially impede you from getting the coverage that you need.

Because many travelers have pre-existing conditions, travel insurance companies now offer a pre-existing conditions exclusion waiver. This waiver, as the name suggests, waives the exclusion on many chronic, but well-managed health conditions. However, there are specific requirements that travelers need to meet in order to be eligible for this benefit. What are some of the most common eligibility requirements? Let’s find out!

 

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Top 5 Family-Friendly Beach Vacations

Many of us have an affinity towards beaches. With the warm breeze caressing your face and the bright sun kissing your skin, it’s no wonder that beach vacations are extremely popular for all ages – whether you’re going to a hyped-up beach resort for your college Spring Break, or simply looking for a low-key, relaxing beach to quietly bask in nature’s beauty, beaches are always going to be popular vacation spots at any time of the year.

But in this article, we’re going to focus on one particular type of beach – the family-friendly kind.

If you’re traveling with children, or looking for a beach vacation that fosters more family-friendly activities, rather than a wild, partying atmosphere, you’ve come to the right place! Here’s a list of our top 5 family-friendly beach spots you absolutely must visit.

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Why Renewing Your International Medical Travel Insurance is Important: My Great Uncle’s Unfortunate Experience

By: Chaitanya Bala

image from media.gettyimages.comI was sitting down with my grandmother one evening this past November during my trip to India, chatting about life over chai and snacks. It was rare occurrence for us to just sit back, relax, and have any deep discussions, so I decided to really relish the opportunity.

On this particular evening, I was giving my grandmother the gist of what I do at work, including that I write a lot about travel insurance-related topics. I wasn’t expecting this be too in-depth of a conversation, as insurance is not generally something that most people like to spend hours discussing.

But that evening, my grandmother really took me by surprise.

Kondhe* – I have an interesting story to tell you about my brother related to travel insurance.”

I was all ears.

She ended up telling me a story which not only would become the topic of this blog post, but also really made me understand why having international medical travel insurance at all times during  one’s stay in the U.S. is so important.

Without further ado, here’s the tale of my great uncle’s visit to the United States.

 

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10 Important Items for Your Vacation Safety Checklist

By: Jessica Thiefels

image from exchange.aaa.comYou feel at ease on vacation—and you should—but that doesn’t mean you should completely let your guard down. Unpredictable circumstances can still happen while on vacation, from sickness and car problems to having a lost or stolen passport or getting injured.

While you can’t predict what will go wrong, you can prepare by taking these ten safety items with you.

 

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6 Do’s and Don’ts of Filing a Travel Insurance Claim

image from blog.ingleinternational.comTravel can be a blessing. Whether you’re simply taking a road trip across the state border, or catching a flight across the globe, it’s an opportunity to expand your horizons beyond your day-to-day routine at work and home. In the best of circumstances, you’ll get the chance to live life a little differently than you’re used to, and go on new adventures while enjoying the thrill of being on vacation. 

Travel can also bring the unexpected, so it’s important to keep safety in mind at all times. This could mean having the right travel insurance benefits to make sure you get attention during emergency situations. If you do have travel insurance, that’s wonderful – you’ve got one step taken care of. Later on, if you need to file a travel insurance claim, you may have questions.  One in particular is:

How do I get the maximum benefits when I file a travel insurance claim?

So, we’ve developed a guide for you. Here are 6 Do’s and Don’ts of Filing a Travel Insurance Claim.

 

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