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Avoid These Top 4 Travel Nightmares with Travel Insurance

"No man needs a vacation so much as the person who has just had one. "

~Elbert Hubbard

Going on vacation can cost an arm and a leg. The last thing you want to do when planning your trip is spend more money on insurance for something that will probably never happen.  So why bother, right? Think again.

A lot can go wrong - even on the most well-planned trips.  And paying for unexpected catastrophes along the way can cost you your other arm and leg, and your house and car.

Here are a couple of nightmare scenarios that travel insurance can help with that you should keep in mind next time you're planning a trip.

You lose your job and can no longer afford to go on vacation.
Some travel nightmares start before you even leave home. If you unexpectedly lose your job (through no fault of your own) and cannot go on your trip, job loss protection, like the kind offered with USI Affinity's Travel Insurance Select, can cover the cost of your trip, as long as you've been employed with same company for at least 2 years.

Your trip was canceled or interrupted.
Natural disasters, sudden illness, your passport was stolen and you can't continue your trip. Unfortunately, sometimes trips are canceled. Travel insurance can cover the cost of your trip if it's canceled, or reimburse the unused portion if it is interrupted.

You're far from home and the last connecting flight for the night has been canceled.
Nowhere to go for 12 hours while you're waiting for your next flight? Some policies will reimburse your additional expenses. Travel Insurance Select Basic will reimburse your additional expenses up to $150 a day if you have to get a hotel or rent a car.

You broke your leg skiing the Alps, and the Swiss hospital doesn't accept your U.S. medical insurance.
An ambulance to the hospital, X-rays and setting your legs can set you back several thousand dollars. But with USI Affinity's Travel Insurance Select Basic, up to $10,000 of your medical expenses are covered. The policy even covers up to $25,000 if an injury or illness requires Emergency Medical Evacuation.

Planning a trip? Get covered. Visit USI Affinty's Travel Insurance Select, or call 800.937.1387.


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Those four are probably the worst things that could happen when we are on vacation. Luckily, we can protect ourselves with travel insurance.

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Get the right coverage. Don't just assume because you have insurance then it's all good to go.

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