When your child is studying abroad, you want to ensure she has all the support she needs when you can't be there. But is student medical insurance necessary? In a word: Yes.

Not only is it required in most cases, but student medical insurance, like USI Affinity's Study USA-HealthCare™, covers medical emergencies in a foreign country that your insurance policy can't. 

Here are five reasons to get your student medical insurance before they go abroad:

• Medical Expenses - If your child becomes sick or is in an accident while out of the country, your medical insurance will most likely not be accepted at a foreign medical provider. Study USA-HealthCare™ will take care of the covered percentage of covered medical expenses if she should need medical attention.
• Emergency Medical Evacuation - International Medical Evacuations can cost hundreds of thousands of dollars. But if your child needs a medivac home or to a better facility, you have no other choice. With Study USA-HealthCare™, you'll have all expenses covered up to a limit of $500,000.
• Mental or Nervous Disorders and Alcohol and Substance Abuse - College life coupled with being far from home can be a very stressful time in your child's life. Be prepared with the support she needs when you can't be there. The policy covers both in-patient and out-patient treatment up to $5,000.
• Emergency Travelers Assistance Service - When your child's far from home and needs help, you can still give her the support she needs with our Emergency Travelers Assistance Service. This feature provides 24-hour verification of medical coverage for hospitals and physicians, 24-hour medical care location service, emergency medical transportation arrangements, multilingual services, 24-hour contact for legal emergencies and more.
• Meets Requirements - The policy meets the requirements set by the U.S. Department of State, the U.S. Citizenship and Immigration Services, and most university study abroad programs.

For more information go to the USI Affinity Study USA-HealthCare site.