Reshared with permission by the U.S. Travel Insurance Association (UStiA)

With over 2.3 million people passing through TSA checkpoints daily, it’s clear that many Americans are taking advantage of the final days of summer. Unfortunately, the number of cancellations, interruptions, delays, and lost bags is also on the rise. From staff shortages, mechanical issues, and severe weather to the uptick in COVID-19 variants causing disruptions to travel, no one can predict how their last-minute getaway will be impacted.
 
As we quickly approach the end of summer and children return to school, the United States Travel Insurance Association (UStiA) would like to remind travelers about the importance of travel insurance during this new era of travel. Head into your end of summer vacation with the peace of mind that your trip is protected.

• Read your policy before you travel. Understanding the coverage and services that are available to you is critical, including trip cancellation, trip interruption, trip delay, missed connection, and lost or delayed baggage insurance benefits.
• Know the requirements of your destination/point of return. Entrance requirements for popular destinations and travel methods, like cruises, are ever evolving. Be sure to double check with your destination prior to departing for real-time information.
• Be sure to take your travel insurance information with you on your trip. Make sure you pack your policy number and information on how to reach your provider for assistance and to activate coverage and services in case your trip is interrupted.
• Include all pertinent documentation if you need to file a claim. Provide your invoices and receipts, proof of payment (such as credit card statements), proof of any refunds already received, communication with travel suppliers, etc.—everything you have to substantiate your loss.
• Consider filing your claim online. Many travel insurance providers can become inundated with phone calls during heavy travel periods. Filing online can save you time and may expedite the processing of your claim.